Territories Student Financial Assistance Program Guide
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Message from the Minister

I am pleased to provide you with this year’s Northwest Territories Student Financial Assistance (NWTSFA) Program Guide. It is part of a family of guides available to the public summarizing the income benefits offered by the Department of Education, Culture and Employment.

Increasingly, the demands for knowledge and skills in the workplace have made life-long learning an essential part of our lives. Our program was designed to provide assistance with your financial needs as you work towards gaining the knowledge and skills required to succeed.

The program staff would be pleased to answer any questions you may have about the program and provide you with guidance and support as you plan for your future.

I would like to take this opportunity to wish you every success during this exciting time in your life.

Our guarantee
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Our mandate

To provide students in the Northwest Territories (NWT) with financial assistance to attend accredited postsecondary institutions and programs.

Our programs and services

We provide financial assistance to NWT postsecondary students through a combination of loans, grants and scholarships (see chart on page 8). Other forms of programs and funding are also available (see descriptions on pages 21 and 22).

We will:

  • provide courteous, quality service;
  • see you within 15 minutes of an appointment;
  • return your telephone and e-mail messages within 2 business days;
  • provide a written response to your application for funding within 20 business days of receipt; and
  • monitor your expectations by conducting periodic surveys.

Help us improve our service by:

  • reading this guide;
  • asking questions; and
  • submitting all required information as outlined.

Applying

This guide is designed to help you apply for grant, loan and scholarship assistance from the Northwest Territories Student Financial Assistance (NWTSFA) program. The information contained here applies to the academic year beginning August 16, 2004 and ending August 15, 2005.

You can apply by:

  • visiting www.nwtsfa.gov.nt.ca and completing the on-line form;
  • using the forms at the back of this guide; or
  • picking up an application from a NWTSFA office, your local Career or Canada/NWT Service centers, a NWT high school or Aurora College.

Mail in or fax your application before the deadline, see deadline chart on the next page.

 

To ensure you have the most recent information available, please refer to the program website at www.nwtsfa.gov.nt.ca or call your student case officer at 1-800-661-0793 or (867) 873-7190.

Paying for your education

Student Financial Assistance is intended to assist you with the cost of your education. The funding you receive is based on the personal information you provide and is meant to add to your own financial resources. You will need to contribute through summer employment,

part-time employment, savings and careful planning.

If you receive financial assistance from NWTSFA, you are not eligible for funding from another provincial, territorial or federal government student financial aid program.

Deadlines


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Full-time students

You must complete the application for full-time assistance for each academic year, by your deadline, if you are a:

  • full-time student according to your institution and NWTSFA regulations; or
  • full-time distance learning student (enrolled in a public postsecondary program) according to your institution and NWTSFA regulations.

Remember that your deadline depends on when your academic year begins. Missing a deadline means you will not receive funding for one semester. If after referring to the chart below you are still unsure about your academic year, please contact our office.

Deadlines for full-time students

Your academic year begins... Your application deadline is...
January November 15
May March 15
August 16 to September 30 July 15
In other months One calendar month prior

Course reimbursement students

You must complete the application for course reimbursement if you are applying for course reimbursement as a:

  • part-time student;
  • student enrolled in a distance learning course at a private, postsecondary institution; or
  • student who is employed full-time.
The deadline to apply for course reimbursement is within one year of the course(s) start date. You must submit all required documentation within that time.

Eligibility

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General Eligibility

  • be a Canadian citizen or a permanent resident of Canada;
  • be a resident of the NWT according to program criteria;
  • be enrolled in an approved postsecondary program or course as defined by NWTSFA;
  • apply by the deadline on the correct application;
  • study at an institution that is approved by NWTSFA;
  • make arrangements to repay any outstanding GNWT debts; and
  • ensure your NWTSFA student loans are up-to-date.

Full-time Students

To qualify for NWTSFA, the student must:

    • be enrolled in an approved program that is 12 to 26 weeks in length and leads to a degree, certificate or diploma;
    • a spring and/or summer program can be less than 12 weeks in length.
  • maintain satisfactory progress, passing marks and attendance;
    • maintain enrollment during each semester in:
      • 40% of a 100% full course load as a student with a permanent disability; or
      • 60% of a 100% full course load in your 1st to 6th semester; or
      • 75% of a 100% full course load in your 7th and following semesters.
  • submit all required information such as your letter of acceptance, Form D for each semester, Form E, and an official transcript indicating you successfully completed your semester at the NWTSFA required percentage (other information may be required).

Course reimbursement

To qualify for course reimbursement, the student must:

• be enrolled in an approved program that leads to a degree, certificate or diploma;

  • maintain passing marks;
    • maintain enrollment during each semester in:
      • 20-39% of a 100% full course load as a student with a permanent disability;
      • less than: 60% of a 100% full course load in your 1st to 6th semester, or 75% of a 100% full course load in your 7th and following semesters; or
      • more than 60% of a 100% full course load and employed full-time.
  • submit applicable receipts, Form E, Income Tax Notice of Assessment, official transcripts, etc; and,
  • have maintained the required percentage of a 100% full course load if you were a full-time student in the prior year.

Student categories

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Northern indigenous Aboriginal resident

You are considered to be a Northern indigenous Aboriginal resident if you meet at least one of the following conditions:

  • A member of, or eligible to become a member of, a NWT Dene Band.
  • A person who is enrolled, or eligible to be enrolled, as a beneficiary under the Inuvialuit Final Agreement, as amended.
  • A person, or a descendant of a person who, on or before December 1921 resided in that part of Canada that on April 1, 1999, comprised the NWT and is of Aboriginal descent.
  • A person who is enrolled, or is eligible to be enrolled, on the Nunavut Inuit Enrollment List, as amended, and was ordinarily resident on March 31, 1999, in that part of Canada that on April 1, 1999, comprised the NWT and has continued to reside in the NWT.
  • A descendant of a person described above.

Northern indigenous Aboriginal residents can choose to receive their living allowance assistance in the form of a:

  • Supplementary Grant; or
  • Remissible Loan.

Once you decide how you want to receive your assistance, you will continue to receive your assistance in this manner throughout the entire time you receive NWTSFA. Since this decision may affect your income tax or repayment obligations, you may want to consult a family member or an accountant before making your final decision.

Northern resident — schooled in the NWT

The type and amount of assistance that you will receive as a Northern resident, schooled in the NWT, will depend on whether you have:

  • successfully completed some or all of grades 1 to 12 in the NWT attending not less than 133 days during the academic year. (Years of schooling in Nunavut prior to April 1, 1999, count toward years of schooling in the NWT); or
  • completed a year of schooling outside the NWT where the parent(s) who have sole care and control of you are a resident of the NWT according to program criteria.

In this category, you are entitled to receive one semester of Basic Grant/Remissible Loan benefits for each grade of 1 to 12 that you successfully completed as a resident of the NWT.

Northern resident — not schooled in the NWT

You are considered to be a Northern resident who was not schooled in the NWT if you are not a Northern indigenous Aboriginal resident and you did not complete any of grades 1 to 12 as a resident of the NWT.

The following chart explains the eligibility of all full-time student categories.

Eligibility Chart

 Assistance Type

Northern Aboriginal resident

Northern resident/

schooled

Northern resident/not schooled

Basic Grant

 

Supplementary Grant

 

 

Remissible Loan

 

 

 

Health and Social

 

 

 

Services Remissible Loan

 

 

 

Repayable Loan

 

 

 

NWT Study Grant for

 

 

 

Students with Disabilities

 

 

 

Course Reimbursement

 

 

 

NWTSFA Scholarships *

 

 

 

University/College Entrance Preparation Program **

 

 

 

Canada Millennium ***

 

 

 

Scholarship Foundation

 

 

 

 

Funding - full-time

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Basic Grant

Tuition and books

Under the Basic Grant, you may be eligible to receive assistance for:

  • tuition and fees – up to $1,750 per semester;
  • textbooks – up to $300 per semester;

Travel

The Basic Grant includes a travel benefit for you and your eligible dependent(s) to travel from your permanent NWT residence and return to your permanent NWT residence. Contact one of the travel agents nearest you listed below.

Inuvik

Rapid Travel

867-777-2941

Norman Wells

Rapid Travel

867-587-2480

Hay River

Top of the World

867-874-4570

Fort Smith

Aurora TPI Travel

867-872-2155 toll free 1-877-544-8644

Yellowknife

Top of the World

867-873-6000

Yellowknife

Marlin Travel

867-873-4481

Yellowknife

Key West Travel

867-873-2121 toll free 1-800-661-0737

  • Travel at the beginning and end of school year: The travel benefit will provide return travel to the nearest approved, postsecondary institution offering your program at the start and end of the school year.
  • Intersession travel: If you are single, or do not claim your dependents, you may be eligible to receive a travel benefit to return to your permanent NWT residence between semesters once during your academic year.
  • Distance learning students: Travel for students in approved full-time distance learning programs is limited to students attending a required on-site practicum. It is available only once per academic year for you and your eligible dependents.
  • Overnight connections: If you have to overnight due to plane delays or connections, we will pay for your accommodation costs or reimburse your expenses at approved rates.
  • Making flight arrangements: Please make your travel arrangements at least two weeks before your travel date. If an agency does not have a toll-free number, you may call collect.
  • Getting your tickets: Once your travel is authorized, the travel agency will provide you with your ticket(s) and NWTSFA will pay the approved costs directly to the travel agency.
  • Traveling by land: If you choose to travel by car, motorcycle, snowmobile, boat, etc, you may be eligible to receive a travel allowance for each kilometer you travel. Payment is based on the current GNWT kilometer rate.
  • Reimbursing your travel expenses: If you are requesting a reimbursement for travel (air, land or water), you will need to submit Form A, Travel Claim Form, after you have traveled. Original documents are required for reimbursement.
  • E-ticket: If you purchase an electronic (e-ticket), you must provide an original electronic passenger receipt, copy of the itinerary and/or proof of email confirmation and payment.

Travel restrictions

Please be advised that there are restrictions on the travel benefit.

  • If the GNWT purchases travel for you and/or your dependent(s) and you decide not to use the travel, please tell NWTSFA as soon as possible. Any portion of the travel that is non refundable is a debt that you owe to the GNWT and will be considered towards your Basic Grant entitlement.
  • You will have to pay for the change fees if you want to change your airline travel dates for personal reasons - unless you are withdrawing and are returning to your home community.
  • The land or water travel benefit does not provide for accommodations, meals, incidentals or repairs to your vehicle/boat/etc.
  • Only one eligible student per vehicle can claim the travel benefit.
  • The number of trips you are entitled to receive is limited based on your eligibility criteria.
  • The travel benefit cannot be used for other purposes beyond the program’s benefit criteria such as public transportation while you are in school, personal emergencies, returning home during reading week, etc.
  • You cannot save travel benefits from previous academic years or semesters to use toward future travel during or between semesters. Return travel must take place and/or be reimbursed during your academic year.
  • The GNWT will not reimburse GST expenses or travel costs beyond those approved by the program.
  • If you travel on air mile points, NWTSFA will not reimburse a cash or point value.
  • The GNWT cannot pay the cost of excess baggage or moving expenses.
  • If you purchase a full fare ticket, NWTSFA will only authorize/reimburse the cost of a ticket as if it were booked two weeks in advance.

Supplementary Grant/Remissible Loan

Both the grant and the loan are intended to help you with the following expenses when you are in school:

  • rent and/or mortgage;
  • food;
  • utilities; and
  • local transportation.

The amount that you receive depends on the size of your family and whether your spouse has an income of $500 or more per month.

Repayable Loan

This loan is intended to help you with the following expenses when you are in school:

  • rent and/or mortgage;
  • food;
  • utilities; and
  • tuition, books and required travel.

The maximum amount that students can borrow is $1,100 per month and is based on:

  • the NWTSFA assistance you receive;
  • number of eligible dependents you have;
  • information you provide about family income prior to starting school; and
  • income you earn while in school.

You can apply for this loan at any time during the school year as long as you have met a NWTSFA application deadline.

Students with permanent disabilities

The NWT Study Grant for Students with Permanent Disabilities is intended to help you with any educational expenses that are related to your permanent disability.

You can apply for this benefit at any time during your academic year. You must provide a medical, or other approved assessment, regarding your disability that describes the way in which it limits your full participation in postsecondary studies.

You may be eligible for a grant of up to $8,000 per academic year and can use this benefit to cover up to 75% of the cost (up to $1,000) of a learning disability assessment and to assist with exceptional educational expenses.

Health and Social Services remissible loan

The GNWT’s Department of Health and Social Services and NWTSFA have a remissible loan intended to assist and encourage students to enroll in social work and nursing programs at Aurora College. This remissible loan is in addition to any other NWTSFA benefits you may qualify for, including the regular remissible loan. The loan does not apply to students in Access programs.

If you are enrolled in any year of Aurora College’s social work or nursing program, you may be eligible to receive a Health and Social Services Remissible Loan as follows:

Nursing

  • $3,000 if you are in the 1st or 2nd year, and
    • $5,000 if you are in your 3rd and 4th year of a degree
    • Social Work
  • $3,000 if you are in the 1st or 2nd year.

If you are enrolled in a social work or nursing program at an approved postsecondary institution in Canada and you completed all of the first years of your program available at Aurora College, you may be eligible to receive:

Nursing outside of the NWT

  • $5,000 if you are in your final year of a degree. Social work outside of the NWT
  • $5,000 if you are in the 3rd or 4th year.

The Health and Social Services remissible loan is paid in two equal amounts over two semesters of the academic year. The maximum a student can receive is up to $16,000 in total.

Funding - course reimbursement

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You may receive reimbursement for certain educational postsecondary expenses if you are enrolled in a full-time distance learning course at a private institution, attending part-time or employed full-time and therefore not eligible for full-time benefits. You can be reimbursed for expenses such as:

  • tuition, admission or enrollment fees;
  • postage, required books;
  • day care expenses; and
  • internet fees.

You are required to provide receipts to verify your expenses. Each full credit course can be reimbursed up to $500, to a lifetime limit of $5,000.

To determine the amount you will be reimbursed, we will need to know:

  • total members of your immediate family (yourself, your spouse and the family members you are eligible to claim as dependents);
  • your family’s gross income in the prior year (for example, you start a course in April 2004, we will need to know your family’s gross income for the 2003 year); and
  • the amount of assistance you have received from other sources to take this course(s).

Students with permanent disabilities

Under course reimbursement, the NWT Study Grant for Students with Permanent Disabilities is intended to help with educational expenses that you may have that are related to your permanent disability.

You can apply for this benefit at any time during your academic year. You must provide a medical, or other approved assessment, regarding your disability that describes the way in which it limits your full participation in postsecondary studies.

You may be eligible for a grant of up to $1,000 per full credit course and can use this benefit to cover up to 75% of the cost (up to $1,000) of a learning disability assessment and to assist with exceptional educational expenses.

 

The following table provides NWTSFA benefits at a glance.

 

Benefits Table

Assistance for full-time students

Basic Grant

• Up to $1,750 for tuition and fees per semester • Up to $300 for books per semester • Return travel to the nearest institution

Supplementary Grant/Remissible Loan

Single

Single Parent

Dependent Spouse

Non-Dependent Spouse

Single living with parents

$300

N/A

N/A

N/A

Single student living alone

$700

N/A

N/A

N/A

0 dependents

N/A

N/A

$900

$700

1 dependent

N/A

$1,100

$1,100

$900

2 dependents

N/A

$1,300

$1,300

$1,100

3 dependents

N/A

$1,500

$1,500

$1,300

Each additional dependent

N/A

$50

$50

$50

Repayable Loan

Up to $1,100 per month

NWT Study Grant for Students with Permanent Disabilities

Up to $8,000 per academic year

Health & Social Services remissible loan

Nursing and Social Work

1st and 2nd year $3,000 3rd and 4th year $5,000

 

 

Assistance for course reimbursement students

Reimbursement

Up to $500 per course

NWT Study Grant for Students with Permanent Disabilities

Up to $1,000 per full credit course

 

General information

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Provide accurate information

We determine your eligibility for benefits based on all the personal information you provide. Changes in that information may affect the benefits you receive. Ensure your application is completed accurately. Inform us immediately in writing of all changes during your academic year, such as:

  • withdrawing from a course or program;
  • a change of address or phone number;
  • changes in banking information; or
  • any change in household income.

Aboriginal verification

You may be asked to verify your status as an indigenous Aboriginal student. If requested, please submit Form F, Indigenous Aboriginal Verification.

Health care

If you are planning on studying outside of the NWT for a period of 90 days or more, and plan to return to the NWT when you complete your studies:

  • you are not required to transfer your health care coverage unless the Department of Health and Social Services (HSS) considers you a minor and your parent(s) do not reside in the NWT;
  • you may wish to contact your nearest public health nurse or doctor’s office about any vaccinations you may need; and
  • it is in your best interest to keep your NWT Health Care Card active by informing HSS, toll-free, at 1-800-661-0830.

Dental

You may still be covered under your parent(s) dental insurance if you are under 21 years of age. You can also look into other insurance through your school or a private company.

Driver’s license, vehicle registration, vehicle insurance

While you are a full-time student, you are still considered to be a resident of the NWT, even if you are attending school outside of the NWT.

• Contact the province/territory where you will be studying. You may not need to change your address or transfer your license.

  • Check your driver’s license and vehicle registration to ensure it does not expire while you are away at school.
  • Inform your car insurance company that you are studying outside of the NWT.

Career planning

ECE staff can assist you with career counseling, information on budgeting, managing your time, peer pressure and coping with stress. The career development staff can also provide information, resources and advice to help you successfully plan for your future.

Fort Simpson Fort Smith Hay River Inuvik Norman Wells Yellowknife

(867) 695-7334 (867) 872-7425 (867) 874-9200 (867) 777-7365 (867) 587-2566 (867) 766-5100

Paying tuition fees

For students attending Aurora College and receiving the basic grant, tuition and book fees will be paid directly to the College. For students not attending Aurora College, tuition and book assistance will be provided directly to you, and you are responsible for paying your institution. For students who need to pay tuition before school starts we must receive official written notification from your institution stating that advance payment is a requirement.

Repaying your student loan

It is important that you keep track of the money you borrow because you will have to repay a student loan just as you would a loan from a bank.

  • While you are attending an approved institution, you are not required to make payments on your student loan if you are considered full-time by NWTSFA and if your previous loan payments are up-to-date. Provide Form D to NWTSFA to suspend your payments.
  • Once you stop full-time studies for a period of six months, you must either start making payments and/or qualify for remission.
  • It is up to you to contact our office to arrange a loan repayment or remission schedule before the six-month period is finished.

Maximum semesters of funding

As a full-time student you can access a maximum of 20 semesters of funding under the program. This is generally equal to ten years at a college or university. (For this purpose, we began counting semesters July 14, 2000.)

Within the 20 semesters of funding, eligible students can receive up to 12 semesters of their funding as a basic grant and supplementary grant or remissible loan and up to $47,000.00 in remissible and/or repayable loans.

                                             Maximum semesters of funding table  

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

Maximum grant or remissible loan assistance

Repayable loan

Banking information

Complete Form E, Payment and Financial Transaction Authorization, located at the back of this Student Guide so that we can either electronically deposit your monthly assistance into your bank account or mail it to your permanent address in the NWT.

If you do not have a bank branch in your community, contact the bank of your choice using their toll-free number listed in your local telephone book and find out how you can open a bank account.

Timing of payments

Your initial financial assistance payment will be deposited:

  • within 10 working days of the NWTSFA office receiving the last document that we requested from you, but not before your first day of school; and
  • by the first day of each month for the remainder of your semester.

Please keep in mind that you will be responsible for paying all your expenses (exception may be made for travel) prior to your first day of school.

Qualifying for half/full month

You may only receive a portion of your monthly living allowance during the first or last month of your semester. See how it works on the next page.

 

Calendar days

Monthly living

in a month

allowance

0 - 4

$0

5 - 14

Half a Month

15 or More

Full Month

Accelerated or fast track programs

Some schools offer programs that consolidate a number of years into one or two years or allow students to take more than a full course load. The NWTSFA Program cannot provide additional benefits for these programs. For example, you cannot receive two tuition payments for one semester.

Co-op program/practicum

Students may be enrolled, or required to participate, in a co-op program or practicum. If your institution considers you a full-time student, and you are not employed full-time, you may be eligible for full-time financial assistance. Contact the NWTSFA office for more information, or visit www.nwtsfa.gov.nt.ca

Graduate work

If your institution recognizes you as a full-time graduate student, you may still be eligible for assistance. Contact NWTSFA for more information.

Confirming enrollment

The Student Enrollment Form, Form D, must be completed by all full-time postsecondary and University/College Entrance Preparation (UCEP) Program students.

  • One form must be provided for each semester you attend.
  • You must send in Form D even if your institution does not use a semester system.
  • It must be completed and signed by both you and your institution, and then sent to the NWTSFA office.
  • The school official cannot complete their portion of the form until up to one calendar month before the start date of your semester.
  • As a continuing student from the fall semester, you must hand in Form D for the winter semester by the second Friday in December if you would like to receive your financial assistance by January 1.
  • Form D can also be used to suspend loan payments while you are in full-time studies.

 

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Authorizing the release of your personal information

The NWT Access to Information and Protection of Privacy Act protects the personal information you provide to us. If you wish to have someone access your NWTSFA information you will need to complete and sign the Consent for Release of Information, Form B for each year you receive NWTSFA.

Verification and Audit

The information you provide us may be reviewed to confirm your eligibility for benefits. Any new information will affect the assistance you receive from NWTSFA.

Loan remission rate

If you received a Remissible Loan, your loan maybe forgiven if you:

  • provide official transcripts showing that you have successfully completed the required percentage of a 100% full course load;
  • live in the NWT for at least three continuous months, and continue to reside in the NWT; and
  • complete all required paperwork.

The rate at which your loan will be forgiven depends on where you reside in the NWT after you finish school. The new rates of remission became effective in the 2003-04 academic year and cannot be applied to prior academic periods.

Three month forgiveness rate

If you live in ...

$1,000

Fort Simpson, Fort Smith, Hay River, Inuvik, Norman Wells, or

 

Yellowknife (Dettah, N’Dilo, Ingraham Trail)

$2,000

Aklavik, Colville Lake, Deline, Enterprise, Fort Good Hope, Fort Liard, Fort McPherson, Fort Providence, Fort Resolution,

 

Holman, Jean Marie River, Kakisa, Lutselk’e, Nahanni Butte,

 

Paulatuk, Rae-Edzo, Rae Lakes, Sachs Harbour, Trout Lake,

 

Tsiigehtchic, Tuktoyaktuk, Tulita, Wekweti, Wha Ti or Wrigley

Loan remission grace period

Students who received Remissible Loans, and did not successfully complete the required percentage of a full course load, may receive one semester of remission under the grace period.

The grace period is valid for only one semester during your lifetime. If two or more semesters are unsuccessful during the academic year, the first semester is eligible for the grace period.

 

Managing your debt

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Interest relief or reduced loan payments

You may be eligible for interest relief or reduced loan payments if you are temporarily unable to repay your student loan because of low income.

Your loan repayment term varies depending on the total amount you borrow. For example, if you borrow between $20,000 and $25,000, you will have a maximum of 7 years to repay. An extension may be given for an additional 5 years, to a maximum of 12 years. Or your monthly loan payments must increase to meet the 7 year payment term.

Interest relief

  • Under the Interest Relief Program your monthly loan obligations, principal and interest, could be deferred if monthly payments exceed a given percentage of your gross family income.
  • Interest relief is granted for three-month periods up to a maximum of 36 months.
  • You must be a resident of the NWT during the period of interest relief in order to be eligible.

Reduced loan payments

  • Under the Reduced Loan Payment Program, your monthly loan obligations could be reduced if monthly payments exceed a given percentage of gross family income.
  • Reduced loan payments are granted for three-month periods up to a maximum of 36 months.

Please refer to our website for information on these programs and to download the application to apply for interest relief or reduced loan payments.

Academic suspension

You may be suspended from NWTSFA for a period of one or more years if you;

  • withdraw from full-time studies;
  • do not successfully complete the required percentage of a prior semester; or
  • have not provided us with complete and accurate information.

Appeals

If you believe program staff incorrectly applied the NWTSFA Act, Regulations or Policies in determining your eligibility for benefits, please contact our office and ask to have your application reassessed. If you are still not satisfied, you can appeal the decision.

There are two levels of appeal:

First level appeals are heard through an Internal Review. Their mandate is to ensure that staff have applied the NWTSFA Act, Regulations and Policies correctly.

Second level appeals are heard by the NWT Student Financial Assistance Appeal Board. The board’s mandate is to ensure that the Internal Review applied the Act, Regulations and Policies correctly. You may attend the second level appeal if you wish. You can have legal representation, have someone act as an advocate or have someone speak on your behalf.

Neither appeal group can act outside of the NWTSFA legislation. Regulations do not allow for appeals regarding: scholarships, UCEP, Millennium Bursaries and loan remission/repayment.

NWTSFA and your taxes

If you receive financial assistance in the form of a grant you will receive a T4A income tax receipt outlining the amount of the grant that must be declared on your annual income tax return. Currently, grants that First Nations students receive are exempt under federal taxation legislation.

Loans are not considered income and are therefore not reported on your income tax return. However, you may be able to claim the annual interest paid as a deduction on your income tax return and will receive an official tax receipt from NWTSFA.

For more information on NWTSFA and how it affects your annual income tax return, please contact the federal government’s Canada Revenue Agency. Refer to your local telephone book for a listing of the telephone number.

Other programs and funding

The assistance provided by the NWTSFA Program is just one option to

consider when deciding how to finance your education. You will find

there is other funding available to you from sources such as:

  • employers;
  • Aboriginal organizations;
  • governments;
  • Employment Insurance;
  • apprenticeship program;
  • corporations;
  • unions;
  • churches and religious institutions;
  • service groups;
  • foundations that offer scholarships and/or bursaries; and
  • employer education benefits.

For a list of the scholarships, internship opportunities, and financial aid available to postsecondary students, please visit the NWTSFA website.

NWTSFA scholarships

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NWTSFA scholarships are intended to recognize your academic success of a prior year and to provide you with assistance to further pursue your future studies.

To qualify for NWTSFA scholarships, you must:

  • meet all eligibility criteria as an NWTSFA full-time student including applying by an application deadline, even if you aren’t receiving NWTSFA;
  • be considered a resident of the NWT at the time the scholarship was earned and are currently considered a resident;
  • provide official transcript(s);
  • be currently enrolled and considered a full-time student by NWTSFA in the second semester of your academic year at an approved postsecondary institution;
  • have been enrolled in 100% of a 100% full postsecondary course load over a period of two semesters during the same academic year (one must be fall or winter).

Things to consider:

  • We use the grading system of your institution to determine your eligibility.
  • If your institution does not use letters for marking, we will use a standard grade comparison table.
  • If your official transcript(s) include(s) more than one mark such as a “P” (pass) or a “C” (credit achieved) per semester,

 

we will require an official letter from your institution indicating an equivalent grade or percentage.

  • First year Masters students must have at least an A- in their fourth year undergrad. Second year Masters students must have at least a B- in their first and continuing years of their Masters program. First year Doctorates must have at least a B- in their final year of a Masters program and in all continuing years of a Doctorate program.
  • If you are applying for the Masters or Doctorate scholarship, we will need an official letter from your institution, or academic advisor, stating that you were enrolled in 100% of a 100% full course load and that you did receive the grade average required for the scholarship.
  • If you are eligible for a NWTSFA scholarship, you will receive the scholarship within the second semester of your academic year.
  • We do not consider scholarships as additional income and they do not affect your eligibility for regular benefits.

 

NWTSFA Scholarships Table

Scholarship Type

Grade

Scholarship Value

High School

80%

$1,000

Undergraduate

A-

$2,000

Masters

A- / B-

$5,000

Doctorate

B-

$10,000

Canadian Millennium Scholarship Foundation

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Millennium bursaries

NWTSFA also administers the Canadian Millennium Scholarship Foundation’s (CMSF) Bursary Program. Approximately 125 awards of $3,000 each are available to eligible NWT students each year. Eligibility is based on financial need and academic merit.

You may be eligible for a bursary during the winter semester if you:

  • apply by July 15;
  • are eligible as a NWTSFA full-time student;
  • meet all CMSF criteria;
  • submit all required eligibility documents by October 1 (completed application form, official transcripts, Form D, etc.);
  • submit a confirmation of enrollment for the second semester on or before February 1;
  • are enrolled at an eligible postsecondary institution (must be enrolled and attending a school in Canada);
  • have not applied to another province or territory; and
  • provide an official transcript(s) indicating you have previously, successfully completed your required percentage of a 100% full course load.

If you have been chosen to receive a bursary, you will receive a letter from the CMSF before the end of the calendar year and the bursary will be deposited into your account within your second semester. Students who are not eligible to receive the bursary will not be contacted.

Excellence awards

The CMSF administers the Excellence Awards program for high school students. For more information about this scholarship, please contact your local high school, the foundation at 1-877-786-3999, or refer to this website at: www.millenniumscholarships.ca.

University/College Entrance Preparation (UCEP)

NWTSFA manages the University/College Entrance Preparation (UCEP) program on behalf of the Department of Indian Affairs and Northern Development, Government of Canada. The UCEP grant provides assistance to Treaty Indian and Inuit students who require two semesters of upgrading to access a postsecondary education.

There is a limited amount of UCEP funding available. We encourage you to apply well before the July 15 deadline. Applications are approved on a first come, first serve basis. You must include all of the following:

  • a completed application form; • official transcripts for any prior NWTSFA received;
  • a UCEP Confirmation of Acceptance Form (Form C); and
  • Form E.

If you are denied because all UCEP funding has been allocated, you will be put on a waiting list and contacted if funds become available during the academic year.

To be eligible to receive UCEP benefits, you must:

  • apply by the annual July 15 deadline;
  • be eligible to receive NWTSFA;
  • be a Treaty Indian/Inuit resident, indigenous to the NWT;
  • be accepted for and attending the UCEP program at an approved, Canadian, postsecondary institution;
  • have not received the maximum two semesters of UCEP;
    • be able to get all the upgrading you need within two
    • semesters; and
  • be accepted as a student to a regular, approved university or college credit program when you successfully complete the UCEP program.

As a UCEP student, you may be eligible to receive the following types of assistance:

  • Basic Grant (tuition, books and travel); and
  • Supplementary Grant (monthly living allowance).

More information on the UCEP program can be found at the following website http://www.ainc-inac.gc.ca/ps/edu/ense_e.html.

Other student supports

There are many other types of support that can help you be successful while you are going to school such as counselors, medical staff, student services and Aboriginal liaison coordinators. Your high school, college or university counselors can help you contact any of these support staff.

Northern Student Education Initiative

The Northern Student Education Initiative (NSEI) is a program that helps NWT students attending postsecondary schools and training programs in the Edmonton area. (Some services are available to students at Red Deer College.) The NSEI advisor can help you with the resources available on campus and in the community.

Support is provided and may include:

  • help with searching for housing;
  • tours of postsecondary schools and introductions to student services on campus;
  • introduction to city living such as the bus system, banking, shopping, childcare resources, schools;
  • personal and financial counseling;
  • help in searching for and getting information, resources; and
  • help with NWT Student Financial Assistance.

 

The NSEI advisor can be contacted at:

Northern Student Education Initiative NAIT Office E-134 11762-106 Street Edmonton, AB, T5G 2R1 Phone: (780) 491-1363 Fax: (780) 471-7614

Childcare Subsidy

As a student, you may also be eligible for a childcare subsidy. For more information, contact your local Career or Canada/NWT Service Centers in the NWT or speak to student services at the institution you are attending.

Summer employment

If you are interested in summer employment or you are returning to a college or university program in the fall or winter, and have proof of registration, the GNWT may have a summer job for you. The Northern Student Employment Program runs May 1 to August 31. For more information and to apply online, go to www.NorthWISE.ca

 

After graduation

The Northern Graduate Employment Program helps NWT graduates find that all-important first job and gain work experience and skills in or outside the public service. Deadline for applications is January 15 each year. Here are some of the features of this program:

  • Career development workshops;
  • Graduate Transition Program (one-year Internship Program);
  • job placement support; and,
  • jobs for graduates in education, nursing and social work.

Send or fax your resumes for the summer employment program or the after graduation program to:

Executive Director-CHRS YK Center-6th Floor

P.O. Box 1320Yellowknife, NT, X1A 2L9 Fax (867) 873-0235 Email: chrs@gov.nt.ca